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California Private Money Loan Calculator

Run real-time DSCR cash flow, break-even rent, bridge LTC/LTARV, and bank-statement qualification math using your own target rate assumptions.

California Private Money Loan Interactive Calculator

Model your investment property numbers with your own target rate assumptions. No hardcoded rates — enter your scenario below and send it to a Loan Daddy loan specialist for wholesale broker options.

Purchase Price ($)

Rehab / Renovation Budget ($)

Estimated After-Repair Value (ARV $)

Target Bridge Loan Amount ($)

Your Target Interest Rate (% — optional)

Expected Hold Period (Months)

Total Project Cost$340,000

Loan-to-Cost (LTC)80.0%

Loan-to-ARV (LTARV)61.8%

Gross ARV Spread$100,000

For illustrative business-purpose investment modeling only. Calculator outputs use your self-entered assumptions and are not a rate quote, credit decision, or commitment to lend. Loan Daddy LLC (NMLS #2827624) is a mortgage broker, not a lender.

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Tell us about the deal and a Loan Daddy loan specialist will follow up. Loan Daddy LLC is a mortgage broker, not a lender.