Rockland Commercial, Inc is a California private money Mortgage Loan Broker & Private Mortgage Loan Servicing Company that has over 200 registered private investors who fund and purchase trust deeds in California. We have offices in Manhattan Beach and Redondo Beach. We specialize in the funding of high-yield loans secured by first and second trust deeds on residential and commercial real estate.
Our 1st trust deeds range from $250,000 to $10+ million in size. Generally the rate of return is between 9% and 13% per year.
Our Second trust deeds represent an excellent opportunity for trust deed investors, as the loan amounts are relatively small ($50,000 - $300,000), the rates of return are favorable (10% to 13% per year), and the collateral has attractive loan to value ratios (40 - 70%)
TO OBTAIN ACCESS TO OUR ONLINE "TRUST DEED FUNDING MULTIPLE LISTING SERVICE" OF DEEDS OF TRUST AVAILABLE FOR FUNDING, PLEASE FILL OUT THE FOLLOWING REGISTRATION:
***** Don't miss an opportunity to explore our private trust deed funding multiple listing service. We have hundreds of associate mortgage professionals that use our listing service to offer deeds of trust for funding. We negotiate that purchase or funding commitment for you. Call us to ask about this amazing service!
Investing in Trust Deeds comes with myriad benefits. First, investors enjoy monthly interest payments on their invested capital. Yields are higher than CDs and other money market instruments. Real estate collateral is often viewed as more tangible than stocks and equity investments. Mortgage Brokers who specialize in this type of investment arrange the transaction, collect and distribute monthly payments, and handle most problems that may arise, through the payoff of the loan.
How Does a Trust Deed Investment Compare to Other Investments?
The most secure investment is a government-insured CD which currently yields approximately 2% to 3%. Government-backed Ginny Mae mortgage pools yield approximately 6% to 6.5%. Next, are corporate bonds which are, essentially, unsecured loan obligations to large corporations. Current yields for corporate bonds range from 4% to 7%. Junk bonds are lesser-quality corporate bonds that currently yield from 8% to 9%.
Trust deed mortgage investments currently yield from 8% to 13% annually, with monthly interest payments. Plus, the investment is backed by real property.
All loans are closed and funded in-house, giving the investor the opportunity to conduct due diligence in an orderly fashion, including:
Current Appraisals
Loan Purchase Disclosure Statements (LPDS)
Current Credit Reports
Title Report & Title Policy
Signed Loan Documents (see the final loan documents before you commit to fund).
Lender Docs (disclosing all pertinent information according to state guidelines).
Recorded Trust Deed (no risk of non-recordation or recording errors).
Escrow closing Statement (see what the borrower receives before you fund).
We provide our partner investors with everything they need to make a quick, educated decision. After closing, all pertinent documents are labeled, bound and delivered so record keeping is simple. We provide the loan servicing consisting of monthly statements, discreet check delivery and 24 hour online access to your account.
If you would like more information on what a trust deed investment is, read the article below prepared by the CA Department of Real Estate.
If you are interested in obtaining information about Rockland Commercial, Inc. or a list of available loan opportunities, please contact our office at:
